When should I make my Will?

by | Oct 13, 2021 | Wills

Over half of all adults currently living in the UK do not have a Will.

What does this mean for them in the future?Wills

It is a common misconception by many that they are too young to make their Will, that it might be a bad omen and that we are all going to live to a ripe old age.

Unfortunately, whilst it is true that life expectancy has increased steadily for both men and women in the UK so has the rising rates of dementia and cancer.

In order for a Will to be valid you must have the mental capacity to understand at the time of its preparation what you are doing and what it entails.

Also, as the recent Covid pandemic has shown our lives can be changed in an instant.

Many lives of all ages have been lost to this deadly virus and many will have died without making a Will.

Covid has been a stark reminder of the fragility of life and shown us that none of us can predict our future health. Anyone could suffer a catastrophic accident or stroke that could leave us without the capacity to make a valid Will.

Protect your family with a Will

So many of us spend time ensuring we have secure pensions and policies for our old age but fail to realise the repercussions of not making our Will.

We all want to protect and provide for our loved ones in the future and after our death.

Leaving no Will means that your family have no clear instructions on how you would want your estate distributed.  Without a Will your estate will be divided amongst your family under strict Intestacy rules.

This could have disastrous consequences for any partner or cohabitee as they are not included in those rules.

Many families are blended and not making a Will could mean that members of your new family could lose out on their inheritance.

Making a Will can also help you plan to reduce any Inheritance Tax that may become liable after your death.

Your Will should be reviewed regularly and amended to include any changes that occur during your lifetime.

So, you see, you have nothing to lose making your Will and you will have peace of mind that your family will be provided for just as you wish after your death.

We are happy to provide our expert professional advice to help ensure your family are protected after your death.


The information provided is of a general nature. It is not a substitute for specific advice in your own circumstances. You are recommended to obtain specific professional advice from an appropriate professional before you take any action or refrain from action. Whilst we endeavour to use reasonable efforts to furnish accurate, complete, reliable, error free and up-to-date information, we do not warrant that it is such. We and our associates disclaim all warranties. The information can only provide an overview of the regulations in force at the date of publication, and no action should be taken without consulting the detailed legislation or seeking professional advice.

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